Ford Financing

Paying for your next vehicle with Ford financing has never been as easy as when you work with Ewald's Hartford Ford. Our Wisconsin Ford dealership has been in business since 1964. Ever since, we have built an outstanding reputation in our community for our service and selection. After you find the ideal vehicle at our Ford dealer in WI, Ewald has all you need to secure the most suitable financing plan. Let's learn more about Ford Motor Credit - how to qualify, how to make payments, and how to choose between leasing or buying. With the help of Ewald's Hartford Ford, getting into your next car will be a stress-free experience.

What credit score do you need for Ford financing?

Whether you want to buy an SUV, compact car, or pickup truck - you'll likely need to find the right financing solution. In order to obtain Ford financing, you'll need to qualify with Ford Motor Credit. Ford Credit will only consider employed borrowers - but you can employ a co-signer if you don't meet the eligibility requirements. You'll also need to be at least 18 years old.

Ford doesn't openly disclose a minimum income requirement for financing. Per SuperMoney.com, applicants with credit scores ranging from 650-850 may be eligible for Ford Credit. According to GetJerry.com, the average credit score for a Ford borrower is 739. However, Ford works with borrowers from all backgrounds. If your credit score isn't up to par, your income or debt-to-income ratio might help you qualify. Ewald's Hartford Ford is always happy to help our customers explore their options for securing Ford financing!

Does Ford Credit do pre approval?

Yes! When you apply for Ford financing pre-qualification online, you'll receive a decision immediately. Your decision will be valid for 30 days. You can begin your Ford Motor Credit application online directly from the Ewald website. Or, stop by our Wisconsin Ford dealership to apply in person.

The Ford Credit pre-qualification application only takes about 15 minutes to complete. To save time, make sure to have the following documents on-hand before you begin your application.

Full legal name
DOB
SSN
Residential address
Monthly rent/mortgage payment
Employment status and annual income
Email address
Vehicle of interest and preferred financing options

Is it better to lease or finance?

Ewald's Ford financing department handles more than auto loan agreements. If you're thinking about leasing your next Ford rather than buying, our dealership has you covered. But deciding between a Ford finance special and a Ford lease deal isn't always easy. For many customers, leasing is a more affordable way to drive their favorite Ford. However, leasing isn't the best choice for everyone. Let's explore the most significant factors to consider when deciding between a car loan or lease.

Leasing advantages

Enjoy driving a brand-new Ford during the first, most trouble-free years of its life.
Lease payments are typically less costly than payments on a loan for the same vehicle.
You can drive a new car every few years without any headaches or losing money to depreciation.
Your leased Ford will most likely remain covered by manufacturer warranty for the duration of your agreement.
Get yourself into a higher-end, better-equipped car than you could afford to finance.
New Fords are equipped with the most state-of-the-art safety features.
When you're ready to drive something different, there's no hassle - just return your keys to our Ford dealer in WI for a new lease.
Entrepreneurs and business owners can explore significant tax advantages for leasing business vehicles.

Leasing disadvantages

Leasing involves constant monthly payments.
You won't build any equity in your Ford lease; your payments only cover the time that you use the vehicle.
Lease agreements include mileage caps that might be restrictive for customers who drive more per year.
You'll be expected to return your Ford lease in the same condition you received it. If any damages are incurred, you'll be charged for excessive wear-and-tear.
Terminating a lease prematurely can be expensive. If you change your mind about the vehicle, or can't afford your payments, you'll be charged some hefty fees.
Modifications are typically prohibited with a leased vehicle.

Is there a Ford payment app?

Yes! The FordPass app allows you to make Ford Credit payments and much more, right from your mobile phone. Ford's mobility app makes it easy to submit payments from one smart app. Check out all you can do with FordPass!

Submit Ford Motor Credit payments for your auto loan or lease.
View your complete payment history.
Locate, reserve, and pay parking fees in advance.
Unlock and remote start applicable vehicles.
Schedule service appointments with your local Ford dealer.
View your complete vehicle owner's manual.
Contact Ewald's Hartford Ford.
And even more!

Ewald's Hartford Ford makes Ford financing easy!

There's no reason to be intimidated by applying for Ford finance specials. When you choose Ewald's Hartford Ford as your Ford dealership near you, you can expect a smooth and stress-free experience. When you're ready to learn more about Ford financing, just reach out to the helpful team at Ewald!

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week. MSRP may not represent the actual price at which vehicles are sold in this trade area.