Ewald's Hartford Ford

Ford Motor Credit

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Ewald Hartford Ford’s finance department focuses on making sure your experience at our Ford dealership near you exceeds your highest expectations. Our expert finance specialists work with customers all over, including Hartford and West Bend. So, our customers find the right financing program for their budget and needs.


Learn more about Ford Motor Credit here. If you have questions or want to apply for Ford financing online, please get in touch with our finance department at our Ford dealer near West Bend.


How Does Ford Motor Credit Work?


So, how does Ford Credit work? Well, that depends on how you want to use it! Whether you want to lease or finance your next West Bend Ford model, there’s a Ford Motor Credit program for you. Check out the details of each program below–then choose which one is best for you.


Standard Purchase


Does Ford finance used cars, trucks, or SUVs for sale? When you choose the Standard Purchase plan, you can use Ford Credit for used models! Here are the details of the plan:


  • Choose from new, used, and Certified Pre-Owned Ford models in our inventory

  • No limits on mileage and no fees associated with excessive wear and tear

  • Flexible payment options are available

  • Build credit score with each on-time monthly payment


Flex Buy


  • Applies only to new Ford vehicles

  • Guaranteed lower monthly payments, especially for the first few years of the loan, making brand-new models more accessible for Wisconsin drivers


Red Carpet Lease


  • Only available for new Ford cars, trucks, and SUVs for sale

  • Several lease terms are available.

  • Your choice of seven mileage options ranging from 10,500 to 19,500 miles per year, with the option to buy additional mileage.

  • Access to the Advance Payment Program (APP) lets you submit a single payment upfront to cover all monthly lease payments.

  • Lease-end options include purchasing the leased vehicle or returning the leased vehicle to our Ford dealer near West Bend. Or you can choose a new Ford Credit plan.


Is Ford Credit The Same As Ford Motor Credit?


While Ford Credit and Ford Motor Credit sound incredibly similar, they fulfill different roles in the Ford Motor Company. Ford Motor Credit is the financial branch of the Ford Motor Company. It is the leading provider of auto financing products and services globally to Ford and Lincoln dealers and their customers.


On the other hand, Ford Motor Credit established Ford Credit in 1959 to support Ford and Lincoln sales through dedicated dealer products and services. Ford Credit is also in charge of offering customizable financing plans for new and used cars, SUVs, and trucks for sale. These plans and programs are meant to meet Ford drivers’ needs.


Is Ford Credit Hard To Get?


Like Ewald Hartford Ford, Ford Credit offers loan options for a range of credit scores. But, loans with the most favorable rates are usually reserved for customers with solid credit scores.


Does Ford Have Pre-Approval?


Yes, you can get pre-approved for Ford Credit. All you have to do is fill out the application online or at Ewald Hartford Ford.


What Is The Interest Rate For Ford Credit?


The interest rate for your Ford Credit loan depends on the amount of your loan and your credit score. As of May 2nd, 2022, these are interest rates for Ford Credit for customers with good credit.

Amount Invested

Under $15,000

$15,000 to $50,000

Over $50,000

Rate

0.45%

0.50%

0.65%

Compound Yield

0.45%

0.50%

0.65%



Can You Pay Off Ford Credit Loan Early?


Ford Credit Loans are simple interest loans. There is no prepayment penalty if you want to pay off your Ford Credit loan early.


How Do I Check My Ford Credit Balance?


Log onto the Ford Account Manager to check the balance and payoff information online. Once you are logged in, you can see your loan balance on the Overview page. For any additional assistance with the payoff or current balance information, don’t hesitate to contact Ewald Hartford Ford.


Use Ford Motor Credit At Ewald Hartford Ford


Whether you choose to use Ford Motor Credit to lease or finance your next West Bend Ford, Ewald Hartford Ford is here to provide you with a seamless experience. Our expert finance specialists will walk you through your pre-approval and financing application at our Ford dealership near you. 


Once you have obtained financing, check out our extensive selection of new and used cars, SUVs, and trucks for sale at Ewald Hartford Ford. We are proud to offer an extensive selection at a wide range of prices to fit all of our customers’ needs.